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In a Nutshell: Many Americans don’t realize that their existing medical coverage does not protect them when they travel abroad. Yonder Travel Insurance works with leading insurance providers to help card rewards travelers choose a comprehensive policy that provides peace of mind during their adventures. The company follows up with seamless customer service for filing claims and … Read more
These days, you can put almost anything on a credit card. And if you’re like most cardholders, you use your card to maximize your points, miles, and cash back rewards. You may be surprised to learn that even regular bills, such as your car insurance premiums, can be paid with a credit card. But if … Read more
ou may be surprised to learn how few credit cards provide comprehensive travel insurance. That’s why we have identified the best of the bunch and reviewed them below. You generally need a good to excellent credit score to obtain any of these cards. And a critical reminder: The insurance details differ for each card, so … Read more
In a Nutshell: The racial wealth gap is a persistent feature in American society. Minority depository institutions (MDIs) have historically provided financial services to low-to-moderate income and minority communities. They act as a bulwark against disproportionate financial deterioration in lower-wealth communities during times of economic stress. As the nation’s chief MDI advocacy organization, the National Bankers Association … Read more
In a Nutshell: Commercial Bank of California (CBC) is the third largest bank headquartered in Orange County, California. The bank provides an array of solutions to small businesses. Its payment processing division services various businesses, including publicly traded companies. Employees of CBC complete thousands of hours of community service each year, and the bank is committed … Read more
In a Nutshell: Acquiring new customers can be much more expensive than retaining existing ones. Mastercard Loyalty works with businesses to develop programs that increase customer loyalty and engagement. Mastercard’s loyalty programs are customizable to meet the unique needs of companies worldwide. CardRates is recognizing Mastercard Loyalty with our Editor’s Choice™ Award for its commitment to helping … Read more
TLDR: It depends on whether your debit card has an associated line of credit or overdraft protection and whether your debit card issuer reports such accounts to the credit bureaus. If your debit card does have overdraft protection or an associated line of credit, and the card’s issuer chooses to report it to the credit bureaus, … Read more
Payment options for consumer goods and services abound. Credit cards are most common. According to data collected by the Federal Reserve, roughly 69% of Americans had such an account in the second quarter of 2023. But buy now, pay later (BNPL) plans are also becoming popular. A Morning Consult survey found that 1 in 5 U.S. … Read more
Nearly 600 million credit card accounts recorded in the US as 2023 closed, and the average consumer has nearly four credit cards each. But every person has preferences for the types of accounts they carry, though some are restricted to what their credit score determines they qualify for. We commissioned a survey of more than … Read more
As not-for-profit member-owned financial cooperatives, credit unions exist to serve members and communities, not a limited corporate ownership class. The credit union ethos of people helping people takes many forms. This list of the 10 most respected credit unions in America reflects that. It demonstrates some of the many creative ways credit unions serve their … Read more
