In a Nutshell: Commercial Bank of California (CBC) is the third largest bank headquartered in Orange County, California. The bank provides an array of solutions to small businesses. Its payment processing division services various businesses, including publicly traded companies. Employees of CBC complete thousands of hours of community service each year, and the bank is committed … Read more
In a Nutshell: Acquiring new customers can be much more expensive than retaining existing ones. Mastercard Loyalty works with businesses to develop programs that increase customer loyalty and engagement. Mastercard’s loyalty programs are customizable to meet the unique needs of companies worldwide. CardRates is recognizing Mastercard Loyalty with our Editor’s Choice™ Award for its commitment to helping … Read more
TLDR: It depends on whether your debit card has an associated line of credit or overdraft protection and whether your debit card issuer reports such accounts to the credit bureaus. If your debit card does have overdraft protection or an associated line of credit, and the card’s issuer chooses to report it to the credit bureaus, … Read more
Payment options for consumer goods and services abound. Credit cards are most common. According to data collected by the Federal Reserve, roughly 69% of Americans had such an account in the second quarter of 2023. But buy now, pay later (BNPL) plans are also becoming popular. A Morning Consult survey found that 1 in 5 U.S. … Read more
Nearly 600 million credit card accounts recorded in the US as 2023 closed, and the average consumer has nearly four credit cards each. But every person has preferences for the types of accounts they carry, though some are restricted to what their credit score determines they qualify for. We commissioned a survey of more than … Read more
As not-for-profit member-owned financial cooperatives, credit unions exist to serve members and communities, not a limited corporate ownership class. The credit union ethos of people helping people takes many forms. This list of the 10 most respected credit unions in America reflects that. It demonstrates some of the many creative ways credit unions serve their … Read more
In the dynamic world of law, attorneys often find themselves navigating a complex web of legal challenges, requiring not only legal acumen but also strategic thinking. “The Legal Strategist’s Handbook” is a compendium of winning strategies that guide attorneys in their pursuit of success. This article delves into key elements encapsulated in the handbook, offering … Read more
Mortgage financing is a complex landscape, intertwined with legalities that borrowers and lenders must navigate. Understanding the legal strategies involved can be instrumental in securing favorable terms, protecting interests, and ensuring compliance with pertinent regulations. Here are key legal considerations in mortgage financing: Navigating the legal terrain of mortgage financing demands diligence, expertise, and a … Read more
Mortgage litigation stands as a cornerstone of legal battles within the realm of real estate law. It involves navigating intricate legalities surrounding mortgage agreements, defaults, foreclosures, and disputes. Mastering the art of mortgage litigation demands a unique skill set and strategic approach. Here’s a glimpse into the nuances of this specialized legal arena: The art … Read more
In the intricate world of mortgage transactions, adherence to regulatory standards stands as a cornerstone of responsible lending and borrowing. Mortgage compliance, viewed through a legal lens, represents the bedrock upon which the integrity of these transactions is built. Here’s a legal perspective on the significance and nuances of mortgage compliance: From fostering transparency to … Read more
